Insurance Policies
At Innovative Dermatology, we will be glad to help you obtain the maximum allowed benefit from your insurance carrier. We will bill your carrier as a courtesy to you. However, please be aware that you are ultimately responsible for the payment of the account. We will be happy to request a pre-estimate of benefits from your insurance carrier when applicable. Routine treatment is generally performed without submitting a request for pre-estimate of benefits. If you are having treatment over a period of time, we appreciate payment during the course of treatment. Please understand that estimates of insurance benefits are never guaranteed. Because the insurance policy is an agreement between the patient, their employer and their insurance company, we ask that all patients be responsible directly for all charges. If there are any problems or questions, please ask our well-informed and up-to-date staff. Our office staff can be reached by phone at 610-789-SKIN(7546).
Certain insurance plans require referrals from your primary care physician. Please check with your insurance company to see if a referral is required. The contact number for your insurance company can be found on the back of the card.
Please check with your insurance company prior to making an appointment to ascertain the procedures and treatments that are covered by your insurance plan. You are responsible for paying for any procedures you agree to that are not covered by your insurance plan.
In general, cosmetic procedures such as laser hair removal, spider vein treatments, BOTOX and RESTYLANE, are not covered by your healthcare insurance.
Self Pay Patients
Innovative Dermatology is pleased to welcome “self-pay” patients. These are patients who either want to pursue services and/or procedures that are not covered by insurance (such as cosmetic procedures), or who do not have insurance.
Patients without insurance coverage are requested to pay for services the day they are rendered.
Payment Options
Payment is due at the time of service. If we participate in your insurance plan the estimated patient portion is due at the time services are rendered. Please call our office for more information at 610-789-SKIN(7546).
Additional Terms
For your convenience, we accept Visa, MasterCard, Discover, Check and Cash for payments.
We deliver the finest care at the most reasonable cost to our patients. Our credit and collection policies are a necessary part of assuring that we have the financial resources needed to maintain this facility for our patients and community. Our collection policies are also essential for allowing us to keep our fees at an affordable level.
Checks returned by your bank are subject to a $35 processing charge. Outstanding balance unpaid after 90 days from the date of initial billing is subject to a finance charge at the rate of 1/2 percent per month. If your account is referred for collection, you will be responsible for collection costs in the amount of 30 percent of the outstanding balance, together with court costs and reasonable attorney fees.
If there are questions or concerns about our financial and insurance policies, please do not hesitate to contact our business staff at 610-789-SKIN(7546).